Loan Application

To apply for a MoneyTree loan, you need to meet the following requirements: be between 22-60 years old with full civil capacity; have stable employment and income source; have good personal credit history; provide authentic and valid personal information and documents.

We use an intelligent risk control system that can complete approval in as fast as 10 minutes. Generally, we will complete document review and credit assessment within 1 business day, and funds will be transferred within 24 hours after approval.

Our loan interest rates are determined based on factors such as customer credit status, loan amount, and term, with annual rates starting from 5.6%. The specific rate will be disclosed after approval, ensuring you understand all fees before signing the contract.

Yes, we support early repayment. There are no prepayment penalties, and you can choose to make partial or full early repayments based on your actual situation to reduce interest burden.